Mortgage Loan Originator (Finance)
FNBC Bank (https://fnbc.us/) is a $800 million-asset community bank headquartered in Ash Flat, AR. Originally chartered in 1912 as the Bank of Ash Flat, FNBC now has 14 offices throughout North Central and Northeast Arkansas, and Southeast Missouri. After more than 100 years in business, FNBC demonstrates that a bank can be much greater than its balance sheet; it can be a powerful catalyst for community and individuals to pursue and achieve their highest aspirations. FNBC's century-long legacy has been forged through diligence, passion and execution. The result being an organization built by Community Bankers whose values are rooted in dependability, resourcefulness, honesty and integrity. At its century mark, FNBC is passionate about creating value for its customers and its communities. Its culture is strong; its core is vital. It has a bold past and a bright future.
Position Summary:
As a Mortgage Loan Originator at FNBC, you will be responsible for originating mortgage loans by developing strong customer relationships, promoting FNBC's mortgage products and services, and guiding customers through the entire home loan process. You will serve as a trusted advisor, ensuring a smooth experience from application to closing, while meeting established goals for loan volume and profitability.
Key Responsibilities:
- Develop and implement strategies to attract and retain mortgage customers, driving portfolio growth.
- Promote and sell FNBC mortgage loan products, cross-selling related services where appropriate.
- Guide customers through the mortgage process, providing exceptional service from inquiry to closing.
- Receive, review, and process mortgage loan applications for 1–4 family real estate.
- Perform lending functions including interviews, verifications, loan decisions, and closings.
- Coordinate with internal departments, external investors, and management to ensure smooth loan processing.
- Provide product and service information to customers and offer financial guidance.
- Maintain compliance with internal policies, investor guidelines, and regulatory requirements.
- Cultivate referral networks and generate positive word-of-mouth through strong customer service.
Targeted Job Profiles:
Ideal candidates will reflect one or more of the following behavioral strengths:
- Altruist: Congenial, cooperative, and precise with a strong work ethic.
- Persuader: Energetic and driven, with a strong desire to connect and succeed.
- Promoter: Outgoing, persuasive, and naturally informal in building relationships.
Success Criteria:
- Achieve individual production and profitability goals.
- Meet lock and compliance deadlines consistently.
- Maintain adherence to internal policies and investor guidelines.
- Generate customer referrals through exceptional service.
Qualifications:
Education & Knowledge:
- High school diploma or GED equivalent required.
- Competitive salary commensurate with education and experience
- Health, Rx, Vision and Dental insurance
- Life insurance and LTD benefits
- 401k retirement plan with 6% match
- Generous PTO plan
- Paid holidays consistent with the Federal Reserve bank schedule
- Education assistance available
- Discounted memberships to health clubs
